OSO Financial is a phone-based final expense agency operating under Family First Life. No cold door-knocking. No cap on commission. Just real leads, real training, and a team built to dominate the phones.
The insurance industry is full of agencies that recruit you, charge you, and forget you. OSO was built the opposite way — around production, mentorship, and keeping what you kill.
Inbound and outbound final expense leads from day one. You'll never be told to "start with your friends and family." Your pipeline is the phone, not your contact list.
Dial with us in real time. Live call reviews, objection drills, and script coaching from producers who are still on the phones — not managers who quit selling years ago.
Aggressive starting contracts through Family First Life with a clear promotion schedule. Your comp grows with your production — no politics, no favorites.
Quote across Americo, Aetna/Accendo, Corebridge, American Amicable, Foresters, and Mutual of Omaha — so you place the client, not just the easy sale.
We'll walk you through pre-licensing, exam prep, and your first appointments. Most new agents are licensed and dialing within 2–4 weeks.
Team chat, daily standups, and leaderboards. When you win, the whole den knows. When you're stuck, someone picks up on the first ring.
There's no seniority ladder here — only a production ladder. Every level is earned on the phones, and every level is available to you from day one.
*Illustrative ranges only. Commission-based (1099) role — income is not guaranteed and depends entirely on individual production. See full disclaimer below.
This is a phone sales job. If you can hold a conversation and follow a process, we can teach you the rest.
Team huddle — goals for the day, wins from yesterday, and one skill focus for the dial block.
Fresh leads hit your pipeline. Work the script, set the appointment or close on the first call.
Real recorded calls broken down line by line. Learn what a close actually sounds like.
Follow-ups, callbacks, and new leads. Applications submitted electronically — clients covered same day.
Track your numbers, post your wins, and set tomorrow's target. Repeat until apex.
"Protect Families.
Feed Yours."
OSO Financial was started with one belief: an agent who's trained right, fed real leads, and paid what they're worth will outwork anyone in this industry.
We're not the biggest agency under Family First Life — yet. We're the hungriest. If you've got the work ethic of a bear coming out of hibernation, we've got the system, the leads, and the mentorship to match it.
— FOUNDER, OSO FINANCIAL LLC
No. If you're not licensed yet, we'll point you to the right pre-licensing course and exam prep, and walk you through carrier appointments once you pass. Most new agents are licensed and taking calls within 2–4 weeks.
Yes — this is 100% phone-based sales. You need a quiet workspace, a reliable computer, and a strong internet connection. No door-knocking, no driving to appointments.
We run both inbound and outbound final expense lead channels. You'll never be asked to prospect your friends and family. Lead options and costs are covered in detail during your onboarding call.
This is a commission-based (1099) opportunity with uncapped earnings and a clear contract promotion schedule through Family First Life. There's no salary and income is not guaranteed — your production determines your paycheck.
Family First Life is the insurance marketing organization (IMO) OSO Financial operates under. It gives our agents access to aggressive compensation and appointments with six A-rated carriers, while OSO provides your day-to-day training, leads, and team.
Coachability and work ethic. Sales experience helps, but we've trained servers, retail workers, and car salespeople into top producers. If you can follow a proven process and put in the dials, you'll succeed here.
Fill out the application and we'll reach out within 24–48 hours to schedule a short interview call. Come hungry.